Have you ever really thought about just how much money is being thrown out every time you change a diaper? Have you ever considered how much money you have thrown away over the lifetime of one of your children? Over the lifetime of all of your children? Well, let us give you an idea of just how much money you are investing into something that you want to get rid of as fast as possible (the ...
How To Win Swag Bucks
Several readers have asked me how to win Swag Bucks. I know there are still many of you who don't think it works, I was skeptical in the beginning too. Then, last year I was able to pay for all our Christmas presents using swag bucks to purchase Amazon gift cards, and the gift cards to purchase gifts. After Christmas was paid for I started saving my swag bucks for these: And last week, I ...
Dave Ramsey Interview
There will be no Menu Plan Monday this week as I am unable to return home due to the Blizzard of 2010. This week I had the privilege of touring Financial Peace University and meeting (including interviewing) Dave Ramsey. I cannot tell you how excited I was to have this opportunity. Dave's books inspired our family to start living like no one else and if it wasn't for our debt free journey I ...
Paying Cash for Groceries
Many people I talk to don't use the envelope system because they think they will be walking around with large amount of cash, especially at places like the grocery store. Initially this was one of my concerns too. Then I figured out a way to use the envelope system while not carrying huge amounts of money while shopping. Depending on how often you shop, divide your monthly grocery budget by the ...
Birthday Box
With nine birthdays in our family alone, birthdays can take quite a bite out of the budget. Last year I was able to use Swag Bucks to purchase our birthday and Christmas gifts. This year, while I still love my swag bucks, I am going back to my old ways. The Birthday Box is a great way to save a lot of money on gifts and be prepared for those unexpected parties (or the ones you forgot about). ...
Frugal Family Christmas Gift Guide
Don't let Christmas gifts break your budget this year. As a mom of many, I realize that Christmas strikes fear in the hearts of many who buy us presents. I didn't have a large family in order to get a lot of Christmas gifts, in fact many large families feel overwhelmed with the amount of stuff already taking over their homes. In order to control the "stuff" factor, consider giving a Christmas ...
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