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Simple Ways to Eat at Home

by Toni Herrbach

Simple ways to eat at home.

I know for some people it can be hard to break the habit of eating out, especially if cooking is not your passion or speciality. If you are struggling financially, or working towards a financial goal eating at home is a great way to save money. How do you start a habit of eating at home? When we were working to get out of debt I did a few things that made eating at home easier for our ...

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Comments | 9 comments

5 Simple Ways to Not Have a Car Payment

by Toni Herrbach

5 Simple Ways Not to Have a Car Payment

Are you looking to get rid of your car payment? It is possible to have a reliable car that is fully paid for. Here's how you can do it. A few years ago we paid cash for our van. Since buying a van we have purchased four other cars for cash. These days having a car payment seems like a way of life, but let me encourage you to not have a car payment! Do we drive brand new cars- No Do we drive ...

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Comments | 19 comments

How to Make a Gift Basket

by Toni Herrbach

How to create a gift basket

Initially, when I learned how to make a gift basket, it was because we had no money and a long list of gifts to buy! However after making them for several years, they have become some of the best gifts to give! In fact one year a family member was upset we purchased a gift because she always looked forward to the homemade baskets! Your gift basket, bag, or box can be filled with your special baked ...

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Comments | 22 comments

How to Save Money on Glasses

by Toni Herrbach

I remember the first time my husband had to buy glasses. He didn't have access to a military hospital and we ended up paying out of pocket for his glasses. It was over $300 which was about 1/4 of our monthly paycheck. I immediately began dreading the day our children would need some specs. I knew I needed to find a way to save money on glasses. Thankfully my children have great vision insurance, ...

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Comments | 27 comments

7 Tips for Growing Strawberries in Containers

by Toni Herrbach

seven tips for growing strawberries in containers

If you lack space or time to plant a garden, container gardening may be for you. Growing strawberries in containers is perfect for anyone who wants fresh fruit without all the hassle.  When you keep a few simple tips in mind, you can grow fresh strawberries in containers all season long. One huge benefit of container gardening is that you can start the growing season a little bit earlier by ...

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Comments | 4 comments

How to Buy Healthy Food on a Budget

by Toni Herrbach

cheap healthy food

I hear from many people that you can't eat or buy healthy food on a budget. They tell me they can never find coupons or good sales on healthy, non-processed foods. This is a lie that the manufacturers of processed food want you to believe. You can absolutely eat healthy on a budget. It's even easier and cheaper than eating all that junk. There are two factors for eating healthy on a ...

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Books that Changed the Way I Think About Money

The Complete Tightwad Gazette

The Total Money Makeover: A Proven Plan for Financial Fitness
The Millionaire Next Door: Surprising Secrets of America's Wealthy
Free and Clear: God's Roadmap to Debt-Free Living

Tightwad Tips

  • Date Nights at Home
  • Frugal Christmas Wrap
  • Keep Your Kitchen Cool in the Summertime
  • Save Money by Paying Bills Online
  • The Art of Borrowing

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