Initially, when I learned how to make a gift basket, it was because we had no money and a long list of gifts to buy! However after making them for several years, they have become some of the best gifts to give! In fact one year a family member was upset we purchased a gift because she always looked ...
Cheapest Way to Mail Packages
It's frustrating when it costs more ship a gift than buy a gift. I'm always searching for the cheapest way to mail packages. The lines at the post office are especially long over the holidays, but did you know the post office will pick up packages too? You can save time and money shipping packages ...
Simple Ways to Save Money
Do you need to tighten the budget and save more money? Every month we reevaluate our finances and make changes based on our goals. Almost always I look at our finances and find ways we can cut back our spending. When the budget is being squeezed you have two options, make more money or spend ...
5 Simple Ways to Not Have a Car Payment
A few years ago we paid cash for our van. Since buying a van we have purchased two other cars for cash. These days having a car payment seems like a way of life, but let me encourage you to not have a car payment! Do we drive brand new cars- No Do we drive reliable, clean, and paid for cars- ...
Last Minute Gift Ideas
Are you a last minute shopper? I try to shop early, but with the busy-ness of December, I'm always scrambling for last minute gift ideas. Especially for teachers, kids' friends, and the family member that drops in unexpectedly. Instead of scouring the drug store shelves on Christmas Eve, here are ...
