Do you need to tighten the budget and save more money? Every month we reevaluate our finances and make changes based on our goals. Almost always I look at our finances and find ways we can cut back our spending. When the budget is being squeezed you have two options, make more money or spend ...
5 Simple Ways to Not Have a Car Payment
A few years ago we paid cash for our van. Since buying a van we have purchased two other cars for cash. These days having a car payment seems like a way of life, but let me encourage you to not have a car payment!Do we drive brand new cars- No Do we drive reliable, clean, and paid for cars- ...
Last Minute Gift Ideas
Are you a last minute shopper? I try to shop early, but with the busy-ness of December, I'm always scrambling for last minute gift ideas. Especially for teachers, kids' friends, and the family member that drops in unexpectedly.Instead of scouring the drug store shelves on Christmas Eve, here are ...
Christmas Coupons (Free Printable)
If you need a last minute gift, stocking stuffer, a gift for the person who has everything, or gift ideas for the kids to give to you, download these free printable Christmas coupons.Every year my kids ask me what I want for Christmas and I usually say something like, "for you to clean your ...
How to Save on Groceries
Recently I discovered a new way to save on groceries. Over the past few years, my kids have become involved in so many activities and I've found myself pressed for time... ALL.DAY.LONG. Often I'm grocery shopping every day, because I never had time for a full trip between driving kids to and from ...
