For many years we either could not afford a babysitter or we didn't know a babysitter we could trust with our children. This meant date nights out of the house were few and far between for my husband and I. Then we reached the stage where our older children started babysitting for us. I have to say, this is a marvelous time! It is nice to have someone you trust (if you trust your children) ...
Simple Frugal Birthdays
There was a time when we threw huge elaborate birthdays for our children. We spent more money than we could afford and usually spent the day before the party extremely stressed out and the day after the party exhausted from all the clean-up. One day we realized that over the top parties were not a necessity for our family. This does not mean that if a child wants to have some friends over to ...
Living on Less ~ Dump the Debt
There is only one way that we could have the goal to live on half of my husband's salary, and that is to be debt free. I know this is a frequent topic on the site, but I cannot stress how important debt free living is to reaching your financial goals. note: When I write about debt I am not talking about a mortgage, although I think it is awesome if you can pay cash for your home, and I ...
Valentine’s Challenge
Are you looking to save money on Valentine's Day. Here are my favorite tips for creating a meaningful and frugal Valentine's Day without looking cheap. First, I am not a huge fan of Valentine's Day. Actually, I am not a fan of many holidays due to the tremendous commercialization we experience in this culture. It is easy to spend $100 on flowers, candy, dinner, babysitter, and for what? Many who ...
Eat Cheap on Valentine’s Day
If your budget is tight this year think about dining in this Valentine's Day. It might be a little more work, but the savings will be tremendous. You won't spend money on gas, food, tip, or a sitter. Creating a meal at home can be rewarding and perhaps you could work a sweet deal with your Valentine. You do cook and he does the dishes. Super Cheap Valentine's Dinners under $5 Spaghetti and ...
Cloth vs Disposable
For the past 15 years disposable diapers reigned supreme at our house. With baby #1 I attempted cloth, but that was when cloth diapers still needed pins and huge rubber pants. Times have changed and so have cloth diapers. I have no idea how many disposable diapers I have used over the years, but I am sure the number is impressive. Now as we await baby #7 thoughts of cloth diapers enter my mind. ...
