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How to Buy Healthy Food on a Budget

by Toni Herrbach

I hear from many people that you can't eat or buy healthy food on a budget. They tell me they can never find coupons or good sales on healthy, non-processed foods. This is a lie that the manufacturers of processed food want you to believe. You can absolutely eat healthy on a budget. It's even easier and cheaper than eating all that junk. There are two factors for eating healthy on a ...

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5 Simple Ways to Not Have a Car Payment

by Toni Herrbach

5 Simple Ways Not to Have a Car Payment

Are you looking to get rid of your car payment? It is possible to have a reliable car that is fully paid for. Here's how you can do it. A few years ago we paid cash for our van. Since buying a van we have purchased four other cars for cash. These days having a car payment seems like a way of life, but let me encourage you to not have a car payment! Do we drive brand new cars- No Do we drive ...

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Comments | 19 comments

Simple Ways to Save Money

by Toni Herrbach

Do you need to tighten the budget and save more money? Every month we reevaluate our finances and make changes based on our goals. Almost always I look at our finances and find ways we can cut back our spending. When the budget is being squeezed you have two options, make more money or spend less money. Personally I find it easier to spend less than make more. It's not even difficult. Usually it ...

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Comments | 38 comments

7 Tips for Growing Strawberries in Containers

by Toni Herrbach

seven tips for growing strawberries in containers

If you lack space or time to plant a garden, container gardening may be for you. Growing strawberries in containers is perfect for anyone who wants fresh fruit without all the hassle.  When you keep a few simple tips in mind, you can grow fresh strawberries in containers all season long. One huge benefit of container gardening is that you can start the growing season a little bit earlier by ...

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Comments | 4 comments

Our Grocery Budget

by Toni Herrbach

Recently I have had many emails and comments regarding our grocery budget. Here are the fast facts about our grocery budget. Usually I budget about $600 per month for a family of eight. My kids' ages are 14, 12, 8, 6, 4, and 2. The 14, 12, 8 and 4 year old eat as much as an adult on a regular basis. I live in a high cost of living area (Washington D.C.). I shop exclusively at the military ...

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Comments | 13 comments

DIY Compost Bin

by Toni Herrbach

DIY compost bin

Do you want to make your own compost bin? Do you want to start composting but don't want to buy an expensive composter? This DIY compost bin is so easy to make and costs less than $20. It's free if you have an old trash can that you don't need anymore. Not only is it inexpensive, it takes less than 30  minutes to put together. This DIY compost bin was so easy, my kids were able to make it while I ...

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Comments | 86 comments

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Books that Changed the Way I Think About Money

The Complete Tightwad Gazette

The Total Money Makeover: A Proven Plan for Financial Fitness
The Millionaire Next Door: Surprising Secrets of America's Wealthy
Free and Clear: God's Roadmap to Debt-Free Living

Tightwad Tips

  • Date Nights at Home
  • Frugal Christmas Wrap
  • Keep Your Kitchen Cool in the Summertime
  • Save Money by Paying Bills Online
  • The Art of Borrowing

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