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Saving Money with Beans and Rice

October 26, 2009 · 31 comments

Dave Ramsey talks a lot about beans and rice, because it is an inexpensive meal and if you are trying to get out of debt you need to eat cheap. Personally, I think beans have gotten a bad rap. Beans and rice don’t have to taste bad! If prepared correctly they taste great and are full of protein, without the high cost. Black beans are a favorite at my house because they can be used in many different recipes.

You can buy black beans in a can or dried. Depending on the sales, dried beans are usually cheaper, but canned are more convenient.

To prepare dried black beans rinse, then soak overnight in water.

Saving Money with Beans and Rice

In the morning dump the water and place beans in a crock pot.

Saving Money with Beans and Rice

Cover the beans with water. Add spices, I like to add salt, pepper, garlic and either minced or chopped onion.

Saving Money with Beans and Rice

Cook all day on high.

Saving Money with Beans and Rice

When finished cooking the beans will retain their shape but can be crushed easily with a spoon.

Super cheap meal: Basic Beans and Rice

  • 1 bag black beans prepared in the crock pot $2.00 beans plus spices
  • 3 cups of uncooked brown rice $0.50
  • chicken broth free from whole chicken

Cook rice according to directions substituting chicken broth for the water. Mix together with black beans. Serve.

Total cost for 8 (with leftovers) servings $2.50 or $0.31 cents a serving.

Cheap meal: Mexican Chicken Skillet

serves 8

Ingredients

  • 1/2 cup chopped onions $.30
  • 1 TBS olive oil $.10
  • 1 TBS minced garlic $0.10
  • 2 cups cooked chicken (chopped) $.75
  • 1 can corn (drained) $0.55
  • 2 cups black beans cooked $0.40
  • 3 cups cooked rice (when making your rice decrease the amount of water by about 1/2 cup and add 1 cup of salsa)$0.50
  • Salsa $1.00

Cook your rice according to the directions, except add salsa with your water.

Saving Money with Beans and Rice

Coat large frying pan with olive oil. Saute onions and garlic and add chicken.

Saving Money with Beans and Rice

Add beans and corn.

Saving Money with Beans and Rice

Saving Money with Beans and Rice

When everything has been heated through add the cooked rice. Serve immediately.

Saving Money with Beans and Rice

A few notes: Add as much or as little rice as you like. I used 3 cups of uncooked rice for this recipe. I like to use more rice because then I can use less chicken. I also used brown rice. When mixed with the salsa it tastes great and the kids don’t seem to mind!

Total cost for a meal for 8 = $3.70 or $0.46 cents per serving

Cheap Meal that Tastes Like a Million Bucks: Black Bean Burritos

Prepare the Mexican Chicken Skillet. Place mixture in large tortilla, add a tablespoon of cheddar cheese. Roll up and wrap in foil. Bake for 5 to 10 minutes in 350 degree oven.

Top with shredded lettuce and sour cream.

cost breakdown
  • 1/2 cup chopped onions $.30
  • 1 TBS olive oil $.10
  • 1 TBS minced garlic $0.10
  • 2 cups chicken (chopped) $.75
  • 1 can corn (drained) $0.55
  • 2 cups black beans cooked $0.40
  • 3 cups cooked rice (when making your rice decrease the amount of water by about 1/2 cup and add 1 cup of salsa) $0.50
  • Salsa $1.00
  • Tortillas $1.00 (if homemade)
  • Cheese $0.75
  • Sour cream $0.75
  • lettuce $0.50

Total Cost $6.70 or $0.84 per serving

Three meals all for less than a dollar a serving. I realize some of these meals take a bit of preparation, but sometimes we have more time than money. Black beans, rice and tortillas can be made ahead of time, so these meals can be prepared in less than 20 minutes!

This post is linking to What Can I Eat That’s Glutten Free, Tasty Tuesday, and Tempt my Tummy Tuesday.

Bargain Meal of the Week
For great meals for less you can purchase at your local store visit $5 Dinner’s new feature, Bargain Meal of the Week. Bloggers around the country create a bargain meal based on their local store sales.

Saving Money with Beans and Rice

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Friday Favorites October 30, 2009 — Daily Dwelling
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{ 27 comments… read them below or add one }

1 Jen@Balancing Beauty and Bedlam October 26, 2009 at 11:05 pm

Oh, you know that I love black beans. We eat them probably 3-4 times a week with taco dip.

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2 jsprik@blog-diggidy October 26, 2009 at 11:08 pm

yummy!! how can i sell my hubby on this one?? he doesn’t care for beans much…..

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TheHappyHousewife Reply:

try the skillet, the beans are hardly noticeable. Even my picky kids will eat this with sour cream!

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3 the inadvertent farmer October 27, 2009 at 12:09 am

We had homemade vegetarian chili tonight with 3 different kinds of beans, kidney, black, pinto…it was delicious and as you said, beans are cheap. I buy organic beans by the 5o pound bag from a food co-op and they are really cheap that way! Great post, I will have to try your recipe. Kim

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4 Tanya October 27, 2009 at 12:16 am

I am really looking forward to trying these recipes. I want to get more beans in our diet and the recipes look nummy.

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5 Christian Mommy Writer October 27, 2009 at 12:47 am

This looks great! Thanks for the pics. I may have to try this! :-)

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6 Snow White October 27, 2009 at 7:28 am

what a great recipe! I was just talking about black beans yesterday and how much I love them :)

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7 Kathleen Smith October 27, 2009 at 8:01 am

Black Bean Brownies
Drain and rinse 1 14.5 oz can of beans. Put beans back in can and fill the can with water. Put this in a blender and blend until liquidified. Add to one package of brownie mix and bake according to directions. Low fat, fudgy brownies full of fiber. Sounds odd, but really good.

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Rachael Reply:

Can’t wait to try these!

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8 Thrifty Momma October 27, 2009 at 8:23 am

In Louisiana beans and rice dishes are served at restaurants as well as homes, its down home cooking at its best. Try white beans and rice with a sausage link on top or red beans and rice mixed with sliced sausage. We always add sauteed chopped garlic, onion and bell pepper to these dishes.

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9 Happy Nester October 27, 2009 at 9:44 am

Sounds yummy! Thanks for sharing. Black beans are my favorite.

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10 Nancy October 27, 2009 at 10:20 am

I prepare black beans like you do in a crock pot and then freeze them in about 2c. quantities. One of the favorite ways to eat them at our house is what I have termed ‘Burritos Bowls’ (I’ve found that the girls will eat it if I call it that rather than beans and rice). Warm beans, prepare rice. I place the rice in a bowl, top with beans and then allow each person to add condiments of their choosing (shredded lettuce, cheese, chopped onion, tomatoes, avocado, salsa – whatever you have on hand). It’s very similar to a dish on Chipotle’s menu. If we have leftover taco meat (chicken or beef), it’s good to add in too.

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11 Moms sanity is making a comeback October 27, 2009 at 11:12 am

Yay! Another wonderful *cheap* dish to try. I am really working hard at trying to make more meals from scratch PLUS save out budget.

I love all of your recipes, keep itup!

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12 Kim October 27, 2009 at 11:18 am

Do you have a method to cook kidney beans in the crockpot? I don’t much care for black beans but we eat alot of Kidney beans.

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13 Rachael October 27, 2009 at 12:13 pm

I finally converted to making beans from scratch and LOVE them so much more than canned. I soak mine overnight in the crockpot to avoid washing an extra dish. :)

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14 Geri@heartnsoulcooking October 27, 2009 at 12:38 pm

I think my family will enjoy this recipe. I love beans and rice. Never tried making it with black beans.
Geri

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15 Gail@FaithfulnessFarm October 27, 2009 at 1:16 pm

Great post! We are big fans of beans. Great source of protein and FIBER!! I too use my crockpot to cook dried beans. I put them in and let them cook overnight :)

Blessings!
Gail

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16 Liz@HoosierHomemade October 27, 2009 at 2:50 pm

I made a Chicken Skillet really similiar to yours a couple wks ago, haven’t posted it yet. We liked it. It was even better the second day as leftovers.
Thanks for sharing!
~Liz

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17 nicole October 27, 2009 at 3:01 pm

We love black beans! My kids are not as big on rice, but we use both to round out meals quite often. Definitely a nice, cheap filler. :)

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18 Amy October 27, 2009 at 7:12 pm

When we realized a few months ago that we needed to be more careful with our money I added a lot of beans and rice to our menus. We’ve been having a lot of beans, rice, and lentils. :) We just had black beans and rice last week!

One of my favorites is black bean and sweet potato burritos. You mash cooked beans and potatoes together with salsa, cumin and other spices, and serve on tortillas with sour cream. So good!

Your Mexican Chicken Skillet looks really yummy!

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19 amoore October 27, 2009 at 8:32 pm

i agree dried beans get a bad rap and part of the problem for folks is that it takes so much forethought. night before soak, then 4 hours cook (stovetop). and i hear a lot that “i just don’t think of it soon enough.” What makes dried beans cost effective and a HUGE time saver is a pressure cooker. and pressure cookers get a bad rap too. You’re grandmother’s friends pressure cooker in 1923 exploded- if you buy one (or have) in the last 20 years, IT WON’T EXPLODE. Boil dry beans 3 mins, turn off wait maybe an hour (after you hand up the laundry is fine) Bring to pressure, cook 15-25 mins (depending on size and age of beans). Beans done. Make extra. store in freezer. Dump frozen beans in soup, You’re feeling like a genius.

Pressure cookers are energy savers because they use all of the heat. And you can’t forget the pressure cooker on the stove-it’ll hiss at you, but in a nice way.

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20 Brenda October 27, 2009 at 8:43 pm

I love black beans and make them about once a month.

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21 Kimberly @ Raising Olives October 27, 2009 at 9:44 pm

Thanks for the recipes. We eat a lot of beans and rice and I’m always on the look out for new recipes.

We use beans as a snack during the day if the children get hungry.

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22 Sherry October 28, 2009 at 7:55 am

Yummy! I can eat this all the time. :D Unfortunately, my crew doesn’t like beans either. :( I might try to reintroduce them again.

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23 The (Un)Experienced Mom October 28, 2009 at 2:00 pm

We stockpile to a certain extent. I consider myself/the family to be super-couponers, so we buy in bulk when there’s a really good sale. I have shelves in the basement for dried goods (I always call it “going to the store” when I go down there) and a big freezer in the garage, so we have the room to do so. I had pasta sauce last for 7 months b/c I had so much from when it was less than $0.50 a can!

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24 Linda October 28, 2009 at 7:09 pm

That’s a great inexpensive meal. Thanks for linking up!

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25 gfe--gluten free easily October 28, 2009 at 10:46 pm

I love black beans and don’t use them enough. I’ll definitely be making your recipe!

Thanks :-)
Shirley

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26 Tara October 29, 2009 at 11:03 am

We can’t wait to try the mexican skillet! YUM. And I am so very happy to learn from the comments that you can freeze the beans after they are cooked. I’ve always shied away from doing the dry beans b/c usually I only need a cup or two. Now I’m headed down to the food storage to pull out some black beans….yea!

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27 Lura Boucher November 1, 2009 at 8:07 pm

I used this with Pintos and the family LOVES it. I have officially added it as a “staple” item. Thank you so very much for this and ALL of your great Ideas.

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