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5 Simple Ways Not to Have a Car Payment

5 Simple Ways to Not Have a Car Payment

By Toni Herrbach 19 Comments

Are you looking to get rid of your car payment? It is possible to have a reliable car that is fully paid for. Here's how you can do it. A few years ago we paid cash for our van. Since buying a van we have purchased four other cars for cash. These days having a car payment seems like a way of life, ...

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Simple Ways to Save Money

By Toni Herrbach 38 Comments

Do you need to tighten the budget and save more money? Every month we reevaluate our finances and make changes based on our goals. Almost always I look at our finances and find ways we can cut back our spending. When the budget is being squeezed you have two options, make more money or spend less ...

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seven tips for growing strawberries in containers

7 Tips for Growing Strawberries in Containers

By Toni Herrbach 4 Comments

If you lack space or time to plant a garden, container gardening may be for you. Growing strawberries in containers is perfect for anyone who wants fresh fruit without all the hassle.  When you keep a few simple tips in mind, you can grow fresh strawberries in containers all season long. One huge ...

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Our Grocery Budget

By Toni Herrbach 13 Comments

Recently I have had many emails and comments regarding our grocery budget. Here are the fast facts about our grocery budget. Usually I budget about $600 per month for a family of eight. My kids' ages are 14, 12, 8, 6, 4, and 2. The 14, 12, 8 and 4 year old eat as much as an adult on a regular ...

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DIY compost bin

DIY Compost Bin

By Toni Herrbach 86 Comments

Do you want to make your own compost bin? Do you want to start composting but don't want to buy an expensive composter? This DIY compost bin is so easy to make and costs less than $20. It's free if you have an old trash can that you don't need anymore. Not only is it inexpensive, it takes less than ...

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Books that Changed the Way I Think About Money

The Complete Tightwad Gazette

The Total Money Makeover: A Proven Plan for Financial Fitness
The Millionaire Next Door: Surprising Secrets of America's Wealthy
Free and Clear: God's Roadmap to Debt-Free Living

Tightwad Tips

  • Date Nights at Home
  • Frugal Christmas Wrap
  • Keep Your Kitchen Cool in the Summertime
  • Save Money by Paying Bills Online
  • The Art of Borrowing

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