Groceries are one budget item that people both rich and poor need to purchase. Groceries are a necessity, but how much you spend on groceries depends on your budget, eating habits, and family size. When we were paying off our debt, groceries were one of the categories we could significantly cut for a short period of time. After our debt was paid off, I raised our budget and it has stayed the same ...
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Living on Less ~ Dump the Debt
There is only one way that we could have the goal to live on half of my husband's salary, and that is to be debt free. I know this is a frequent topic on the site, but I cannot stress how important debt free living is to reaching your financial goals. note: When I write about debt I am not talking about a mortgage, although I think it is awesome if you can pay cash for your home, and I ...
Frugal Birthday Parties
Since having children we have celebrated over 80 birthdays at our house. Some have been big, some small, some cheap and some way too expensive. I have learned the hard way what works, what doesn't, what was a complete waste of money, and what was worth its weight in gold. The most important lesson I've learned about children's birthday is that the birthday is for the child. Not for you, your ...
