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Cheap Dates

by Toni Herrbach

Cutting back on your budget does not mean you have to cut out your date nights, you just need to get creative. In fact, being in debt can be extremely stressful on relationships so it is important to frequently carve out time to spend with your significant other. Here are a few ideas for free or under $20 date nights. Library Movie Check out a movie from the library. Put the kids to bed. ...

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Comments | 5 comments

3 Free or Inexpensive Gardening Hacks

by Toni Herrbach

More and more people are gardening today because it is a way to put healthier food on the table. It's also a great way to save money, get exercise, and have the whole family join in on doing something good for the home. In fact, just about the only way it could be improved upon is by using some inexpensive or free gardening hacks. Mix in Free Mulch In the springtime, cities and counties both ...

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The Secret to Lowering Your Monthly Bills

by Toni Herrbach

Did you know that the price you are paying every month for services like cable, internet, cell phones, and other subscription plans might be too much? It could take a simple phone call to get your bills reduced and help you save more money. My friend Mike has been doing this for years and when he shared his strategy with me a few weeks ago I told him I had to share it with my readers. Think ...

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Comments | 6 comments

6 Ways to Save on Ski Trips

by Toni Herrbach

Skiing is a fun winter activity, but the costs can add up when you consider ski lift fees, equipment rental, plus travel and lodging expenses. If you've been itching to hit the slopes but have been balking at the prices, check out these ways to save on ski trips. Ski Free At participating ski resorts in California, Nevada, Colorado and Michigan, you can earn a free ski lift ticket with purchase ...

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Kicking Off the New Year on Budget

by Toni Herrbach

By contributing writer Laura With the new year comes new resolutions and the determination to make this year even better than last. If your budget got busted after Christmas shopping and entertaining this December, then I have some tips to help you start off the new year on the right foot. Don't Be Discouraged Try to keep a positive attitude and try not to be discouraged by your current ...

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Ways To Save On Winter Gear

by Toni Herrbach

Depending on where you live, winter can bring a slew of harsh and inclement weather. It's a wonderful time of the year, but it also entails investing in a list of seasonal products. As you prepare for winter, here are some ways to save on winter gear. My favorite place to purchase any winter clothing items are consignment stores and garage sales. These happen year round in Florida (since we don't ...

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Books that Changed the Way I Think About Money

The Complete Tightwad Gazette

The Total Money Makeover: A Proven Plan for Financial Fitness
The Millionaire Next Door: Surprising Secrets of America's Wealthy
Free and Clear: God's Roadmap to Debt-Free Living

Tightwad Tips

  • Date Nights at Home
  • Frugal Christmas Wrap
  • Keep Your Kitchen Cool in the Summertime
  • Save Money by Paying Bills Online
  • The Art of Borrowing

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