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30 Days of Disney ~ Have Fun!

by Toni Herrbach

My 30 Days of Disney are up! I had a great time sharing my Disney tips with readers and loved reading about all your favorite Disney restaurants, attractions, and memories. My final Disney tip is simple ~ Have Fun! Going to Disney can be a magical experience for the whole family, but it can also be a stressful one. Many times I have seen parents yelling at their exhausted children to hurry up, ...

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Comments | 2 comments

30 Days of Disney ~ Questions Answered

by Toni Herrbach

Time to answer some of the questions I have received during this series. From Mary Beth: I’d love to go and take our girls in the fall, but don’t know if they are really old enough… the oldest will be 4 in March and the three little ones won’t be 3 until August. Any thoughts or suggestions? I think they are definitely old enough to enjoy Disney this fall. You can also take advantage of the ...

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Comments | 3 comments

30 Days of Disney ~ Disney Magic

by Toni Herrbach

I have decided to end my 30 Days of Disney series with the posts I wrote several months ago when we were visiting the parks. I wrote a post per park, so tonight it is all about The Magic Kingdom. There is something special about the Magic Kingdom, from the minute you walk under the railroad and on to Main Street a feeling of happiness comes over you. From the ice cream vendor to the monorail ...

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Comments | 13 comments

The Grocery Budget

by Toni Herrbach

Groceries are one budget item that people both rich and poor need to purchase. Groceries are a necessity, but how much you spend on groceries depends on your budget, eating habits, and family size. When we were paying off our debt, groceries were one of the categories we could significantly cut for a short period of time. After our debt was paid off, I raised our budget and it has stayed the same ...

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Comments | 27 comments

Save Money by Paying Bills Online

by Toni Herrbach

Paying bills online is an easy way to save money and it really adds up over time.

I have used online bill pay since we were stationed in Cuba 13 years ago. Back then it was purely for convenience reasons as the mail was incredibly slow at times and I didn't want to make a late payment. After we returned to the states I continued pay bills online and over time I realized this habit has saved our family a significant amount of money. I broke it down to see how much money I ...

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Comments | 33 comments

Thrift Store Style

by Toni Herrbach

Many people tell me that thrift stores are great when their kids are little, but once they hit the teen years they have to start shopping at the mall. I disagree. Shopping for teenagers at the thrift store is hard because... shopping for teenagers is hard in general. Don't even get me started on the latest fashions, because I've got issues. I do not want to send my kids out looking like they ...

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Comments | 45 comments

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Books that Changed the Way I Think About Money

The Complete Tightwad Gazette

The Total Money Makeover: A Proven Plan for Financial Fitness
The Millionaire Next Door: Surprising Secrets of America's Wealthy
Free and Clear: God's Roadmap to Debt-Free Living

Tightwad Tips

  • Date Nights at Home
  • Frugal Christmas Wrap
  • Keep Your Kitchen Cool in the Summertime
  • Save Money by Paying Bills Online
  • The Art of Borrowing

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