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5 Simple Ways to Save Money in 2011 and More!!!

by Toni Herrbach

Last year I started writing posts titled 5 Simple Ways to.... These posts were popular, and it helped me to gain focus just by writing them! I wanted to continue writing them in 2011, but I realized there were many topics I wanted to cover but didn't feel qualified to write about them. So I asked several of my blogging friends if they would help me with the series. As you can see from the list ...

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Comments | 18 comments

Extreme Couponing: When Saving Money Goes Too Far

by Toni Herrbach

I just finshed watching Extreme Couponing on TLC. I watch very little television, but this show caught my attention when my friend Andrea linked to it on Facebook. The show profiled four extreme couponers and their quest to spend almost nothing at the grocery store. Each couponer had stockpiles that took up entire rooms, garages, or more, and spent several hours a day finding, cutting, sorting ...

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Comments | 142 comments

5 Simple Ways to Stay Under Budget This Christmas

by Toni Herrbach

I'm not sure why I was surprised when I walked into Target in early November and saw Christmas decorations, but I was. It seems like they come out earlier and earlier every year. With many families facing financial challenges this year, Christmas can be a little less than merry. But it doesn't have to be. You can have a wonderful Christmas even if you don't have a lot of money, but not if you ...

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Comments | 13 comments

Redeeming Swagbucks

by Toni Herrbach

Christmas is right around the corner and I know many of you are saving your Swag Bucks to purchase Amazon, Target, Starbucks, and iTunes gift cards to give as gifts this year. For those of you who have not signed up for Swag Bucks, why not? I bugged my friend Jen to sign up for months and she finally did and is kicking herself for not signing up sooner! Last year I used Swagbucks to pay for all ...

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Comments | 9 comments

Frugal Baby Shower Decorations

by Toni Herrbach

I have been to quite a few baby showers this year and I love finding cute party ideas. My mom had this great and almost free idea for my sister's baby shower. A clothesline of baby clothes! All you need is a thin rope, clothespins, and baby clothes! This hung behind the food table and almost everyone at the shower commented on how cute it was! We already had the clothespins and we borrowed ...

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Comments | 8 comments

5 Simple Ways to Cut Your Grocery Bill

by Toni Herrbach

Last month I challenged myself to cut my grocery bill by 10%. The reason for the reduction was to give our family extra money for stockpiling. I ended up cutting almost 20% from our bill, but part of that was because we all got sick and no one made it to the store! As promised, here are some simple tips to help trim your grocery bill each month. Match Sales with Coupons Ten years ago this was a ...

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Comments | 14 comments

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Books that Changed the Way I Think About Money

The Complete Tightwad Gazette

The Total Money Makeover: A Proven Plan for Financial Fitness
The Millionaire Next Door: Surprising Secrets of America's Wealthy
Free and Clear: God's Roadmap to Debt-Free Living

Tightwad Tips

  • Date Nights at Home
  • Frugal Christmas Wrap
  • Keep Your Kitchen Cool in the Summertime
  • Save Money by Paying Bills Online
  • The Art of Borrowing

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