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No-Spend Challenge in February

by Toni Herrbach

Are you up for it? Will you join me? Let's face it, the holidays are over, hopefully all the bills have been paid, and now it is time to get back to the savings mentality. For me personally, we are about to remodel our kitchen so we need every extra penny I can find. The Mission (should you choose to accept it) Don't spend money on anything but essentials in February. Nonessentials would be ...

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Comments | 12 comments

Five Ways to Plan for Next Christmas

by Toni Herrbach

The following is a post from contributing writer Dawn. Make a List and Check it Twice Make a list now to determine what your plan is for next Christmas. What worked this year and what didn't? What do you want to do differently next year? Maybe you overspent and need a better budget for 2013. Both of my boys have birthdays in December. The older they get, the more I realize that Christmas ...

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Comments | 2 comments

How to Save for Christmas Next Year

by Toni Herrbach

Are you looking for ways to save money for Christmas gifts. Don't let Christmas take you by surprise! You have 364 days to save for Christmas and avoid going into debt. Here are all the ways you can save money to buy Christmas gifts. 7 Ways to Save for Christmas Next Year…Now Dedicate Savings Start by dedicating a specific place to put your Christmas savings. Whether it’s a savings account at the ...

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Comments | 7 comments

3 Ways to Have a Frugal Christmas

by Toni Herrbach

The following is a post from contributing writer Kimberlee. Do you have a limited budget this Christmas, but you still want to enjoy the season? Check out these 3 ways to have a frugal Christmas. Make a Plan If you truly want to save money this Christmas, you will need to do some planning. Developing a strategy beforehand for your activities, gift giving and meals will not only save you ...

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5 Ways for Kids to Sell Their Crafts

by Toni Herrbach

Helping your child start a small business is a great way to teach them about money and the value of a dollar. One great option for helping kids earn their own money is to help them make and sell crafts. Teaching your child how to start a business can be more impactful than giving them an allowance. Find a craft that your kids enjoy making and are good at creating, and then use one or more of ...

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Comments | 3 comments

How to Go Green and Save Money

by Toni Herrbach

The following is a guest post from Suzan Bekiroglu. While there are many definitions of what it means to be "green," there is an almost universal misconception that making better choices for the environment creates a more expensive lifestyle. There are many frugal ways to lead an environmentally sound life, but it does require research and effort to achieve. Expensive Organic Food With 3 in 5 ...

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Books that Changed the Way I Think About Money

The Complete Tightwad Gazette

The Total Money Makeover: A Proven Plan for Financial Fitness
The Millionaire Next Door: Surprising Secrets of America's Wealthy
Free and Clear: God's Roadmap to Debt-Free Living

Tightwad Tips

  • Date Nights at Home
  • Frugal Christmas Wrap
  • Keep Your Kitchen Cool in the Summertime
  • Save Money by Paying Bills Online
  • The Art of Borrowing

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