Here is my profound and completely original Tightwad Tip to end the year.
IF YOU DON’T HAVE THE MONEY….. DON’T BUY IT!
It doesn’t matter how great of a deal you are getting, how much you want it, how nice it will look in your living room, how many great features it has, how much time it will save you, or how much money it will save you. If you can’t afford it, it is not a good deal. Ever!
If you can’t afford it, make do without it. Every generation before ours lived by this principle, because it works. I realize that as a country we have become so accustom to borrowing that it doesn’t seem wrong or problematic, but it is…
2008 is almost over, but 2009 is just beginning. If you haven’t already, it is time to turn over a new financial leaf. Stop spending money you don’t have and start paying off your debt. Save for a rainy day. You can live a debt free life, I know many people who do, and they are happy. Very happy.
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