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Staycation: Enjoy Your City on a Budget

by Toni Herrbach

Yesterday I shared with you some of my favorite things to do in the Baltimore, Maryland area. If you don't live in Maryland you might find your city below. Click through the links to find lots of ways to enjoy your city on a budget! Mid-Atlantic Buffalo/Niagara Falls, New York :: Coupons, Deals and More Central New Jersey :: Philzendia (formerly Oh diane) Erie, Pennsylvania :: Growing Kids ...

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Staycation: Enjoying Baltimore on a Budget

by Toni Herrbach

You don't need a lot of money to have a great vacation in your hometown. If you live near Baltimore, Maryland there is no excuse for not getting out and enjoying your beautiful city. If you run out of things to do in Baltimore head east and visit Annapolis, Maryland for some inexpensive fun! I've listed some of my favorite activities that are free/ inexpensive this summer, but for a  list of ...

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Tips for Staying Under Budget

by Toni Herrbach

Establishing a budget is a great way to pay off debt and save money. Here are a few tips to help you create a budget that fits your income and lifestyle if you are having trouble getting started. Pay with Cash Paying with cash is an awesome way to maintain a budget. Not only does it help you control how much you have to spend but you cannot spend what you don't have! Using cash will also help ...

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How to Start a Compost Pile

by Toni Herrbach

Whether you’re a hobby gardener or growing all your own food, composting should be an integral part of your garden and lawn care activities for the sole reason to save you money. Compost, the “black gold” mix of recycled food, vegetable and yard scraps, is full of nutrients. You can then take the end product and use it for your garden’s soil, reducing your costs for adding topsoil ($2-3/bag) or ...

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Why You Shouldn’t Use Your Debit Card at the Grocery Store

by Toni Herrbach

Last week I saw this video from Clark Howard. Apparently there is a new (maybe not new) scam going around. Criminals are using skimmers to grab debit and credit card off the card scanners at the grocery store. The criminals then take your card information and use it to steal your money. If you have a debit card, this could mean your bank account is wiped out in a matter of a few hours. Unless ...

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Comments | 24 comments

Five Simple Ways to Save Money in 2012

by Toni Herrbach

I'm very excited to be teaming up with nine amazing bloggers to help you live better in 2012! We're helping you save money, redecorate on a dime, get organized for less, make the most of your photos, occupy your preschoolers and much much more!  Don't forget to download the free 5 Simple Ways ebook which is a compilation of our Simple Ways posts from 2011. I actually had a difficult time ...

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Books that Changed the Way I Think About Money

The Complete Tightwad Gazette

The Total Money Makeover: A Proven Plan for Financial Fitness
The Millionaire Next Door: Surprising Secrets of America's Wealthy
Free and Clear: God's Roadmap to Debt-Free Living

Tightwad Tips

  • Date Nights at Home
  • Frugal Christmas Wrap
  • Keep Your Kitchen Cool in the Summertime
  • Save Money by Paying Bills Online
  • The Art of Borrowing

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