When it comes to saving money, every little penny can make a difference. You can’t have huge savings without first having small savings, right?
With that said, it is the little things that sometimes have the biggest impact on our spending. Eliminate some of those things or at least modify them, and you can make some real headway towards saving cash. Here are seven quick and easy changes you can make to save money right now.
Easy Ways to Cut Your Spending
1. Give Up on Starbucks
If saving cash is remotely on your mind, paying six bucks for a cup of java should be an easy thing to pass up. Invest in a Keurig and enjoy the same thing at home for pennies on the dollar. Or save even more and purchase a French press to make a simple but delicious cup of coffee.
2. Take Up Couponing
Couponing is basically free money. People ignore that free money all the time and pay more than they have to. Will you be one of these hard-heads and snub your nose at the savings? Seriously…it is free money! Print dozens of free manufacturer coupons here or go an even easier route with Ibotta where you don’t even have to print or clip anything!
3. Eat at Home and Pack Your Lunches
For what you might pay going out to eat at a nice restaurant twice a week you could eat like a queen/king for a month by packing your lunches. Invest your money in eating at home and spending time with your loved ones. You will save tons of cash and learn about your kid’s latest crush.
4. Shop at Thrift Stores
Some are too proud, and that is fine. That just means that there are more for the folks who really need it. If you need to be saving money, thrift stores have bargains that will blow your mind. Yes, that includes name brand clothes and merchandise. Break down and visit one occasionally. You’ll get hooked!
5. Buy in Bulk
This does not necessarily mean that you go out and buy a two gallon jar of mayonnaise. It simply means that you buy a two gallon jar of mayonnaise if you need it and it is cheap enough. Compare prices, and when the price is right, stock up on products you are certain to use.
6. Carpool, Walk or Use Public Transportation
Not all of these suggestions work for every situation, but there may be better solutions than the one you are using. Consider each of them, and see if they might save you some cash. If so, give it a test run and see how it goes. Many people save money by using these various travel methods.
7. Switch to Basic Cable
Really think hard about whether you need those six million music channels. If you are spending cash on channels that you will never watch, consider going with a smaller lineup. With things like Netflix, Hulu Plus and YouTube online, the need for so many channels is dwindling. Most things you can see for free online anyway.
If you think really hard, you can probably come up with seven more ideas to save cash. Get those creative juices flowing and you will quickly start to see a different picture when you sit down to your monthly budget.