Combine flour, baking soda, baking powder, salt, cinnamon, nutmeg, and cloves in mixing bowl.
Mix in sugar, brown sugar, vanilla, eggs, and butter.
In a separate bowl, mix pumpkin and milk together, then add to other ingredients in mixing bowl.
Mix til well combined.
Pour half of batter into bowl, and set aside.
Melt the chocolate chips (in microwave or double boiler) and add to pumpkin batter in mixing bowl, and mix again.
Grease bundt pan and pour in half of plain pumpkin batter. Then pour in the chocolate batter. Pour the remaining pumpkin batter over the chocolate batter. Give the pan a few good “twists” to swirl the batter together.
Bake at 350 for about 50 minutes or until done.
Dust with powdered sugar, or drizzle with more melted chocolate.