Our family gave up credit cards in 2007. Honestly I don’t miss them one bit. I realize that we might have given up gift cards, airline miles or even cash back, but I feel we have more than made up for it in our savings.
Over the past year I’ve noticed that many more companies are offering debit card rewards. I still use a debit card for many things and it is nice to see banks acknowledging that many people don’t want to use credit cards. Our debit card from USAA offers cash back as well as zero liability if the card is stolen.
Does your debit card offer rewards? If not you might want to think about finding another card. With so many options available you should be taking advantage of the rewards.