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Here is the deal…
About a year ago, my husband and I heard about a guy named Dave Ramsey. Last summer, I checked out all of his books from the library and read them… quickly! Soon I begged asked my husband to read the books too. He did, and on August 1, 2007, we began our journey to freedom. Using Dave’s principles, mixed with a few others, and some good old common sense we were able to pay off $11,000 in student loans in 3 months. On October 26, 2007, we called his radio show and screamed, “We’re debt free!” It was awesome, and now I want you to have the chance to scream “We’re debt free!” just like we did.
My giveaway is your choice of books, either
The Total Money Makeover: A Proven Plan for Financial Fitness
Here is how you can win the book of your choice.
1. Leave a comment on this post and tell me why you need one of these books, or you can write about a frugal flop. This will give you one entry.
2. You can enter a second time, and double your chance of winning, by either writing a post telling me why you need one of these books, or share a frugal flop. If you choose to write a post make sure you come back and use Mr. Linky so I can visit your blog. Doing this will give you a SECOND entry in the giveaway.
3. This will end at midnight (CDT) on Friday, April 25, 2008.
4. A winner will be drawn randomly from the comments on this post. I’ll post the winner’s name, contact them via email, and the winner will have 24 hours to respond. If I receive no response in time, another winner will be chosen.
5. People who live in the United States (including Alaska and Hawaii), plus military stationed overseas with an FPO/APO address are eligible to win. People who are directly related to me cannot win; I’ve already given you the book anyway.
After you enter my contest, head over to Chilihead’s blog and find out how you can win some great prizes.
Leave a link to your “I Need a Makeover” post on Mr. Linky. Make sure you link to your actual post and not your blog’s home page.
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{ 87 comments… read them below or add one }
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I NEED the “Total Money Makeover” and the right words to get my husband to read it with me. Can you send those too if I win??
Thanks – great giveaway!
Sandy
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Please count me in, Toni. I’m in debt up to my eyeballs!
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Your contest badge is posted on my site.
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I need these books and I need my husband read to them! I have been trying to get the debt paid down! So yes choose me choose me!
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We really need these. I have two children and we have NO $$$ for college. I drive a 13 year old car with no working AC and only two of the four windows roll down (makes the summer REAL fun if you know what I mean). We need ways of saving $$$ for the things we need and for our kids.
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I need these because I’m trying hard to support a husband through law school and failing miserably. For some reason I always break and buy that cute pair of heels
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My husband and I need one of Dave’s books because our son has already read it, gotten himself about 75% out of debt (and quickly working on the rest) and is gloating about it! We need to know what he knows…!!!!
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who doesn’t need helping with finances?! i love to have this book. in fact, maybe i need to see a financial counselor too.
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I was just looking into getting the Total Money Makeover. A friend reccommended it. We are trying to get out of the debt we are in and learn to live debt free. So pick me.
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We just listened to one of his videos that I found at a thrift store. It was very motivating! Congratulations on your debt freeness!!
We loved the video, but the video only showed a small part of his program. We’d love to have the book to explain to us how we also can be debt free!
Thanks for offering this giveaway!
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I would like to get The Money Makeover book. My frugal tip would be to plan meals in a way that will allow you to save money by using bulk items. For example, large packages of mushrooms are cheaper at Costco than purchasing small packages. By planning meals such as beef burgundy one night, make stuffed mushrooms for lunch, and makin a chicken casserol another evening, I can use them before the spoil, while saving money at the same time.
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I’ve been wanting to get these books to read, but I can’t afford them (ironic huh?). I’d love to win one of these!
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We are moving to Florida in August and want to live debt free, as well as run the ministry God has given us without any debt!! So we could really gleen a lot from these books. Thanks for entering me!! I don’t have a blog, but you can check us out on the web at http://www.buildingtruthministries.com
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We do live frugally but I still wouldn’t mind reading The Total Money Makeover to put everything into perspective. I try to be frugal with my meal planning and my husband and I are content to have date nights “in.”
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I would love either of these books. We are first time homeowners and would love to have the mortgage as our only debt!
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I need the Total Money Makeover book! My husband and I have decided it’s time to get rid of debt and I’d love a plan on how to do it!
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We went jobless for several months and just made a big move for a new job. Now we need to pay off the debt from that experience.
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We just bought a home, and I would love to read about getting out of debt! I’ve heard a lot about Dave Ramsey and would love to learn more. Great giveaway! Thanks for offering!
~Tanya
the4moyers(at)msn(dot)com
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Wow though I don’t have 11k in debt its close.. and Im a full tiem student on pretty much no income and a son.. so yeh.. I could use the help!!!
I wanted to invite you to Connor’s First Birthday Party at Seven Dogs and a Baby as well. Its a huge blog party and we are the ones giving away the gifts! I have over $530 worth in prizes to give away!
http://www.sevendogsandababy.com
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I’ve heard so much about him. i’d love to see what he has to say.
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We are moving from 2 incomes to 1 soon and really need these books.
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We’re trying to make it on one income and pay off debt too.
It is tempting for me to go back to work , as I can make good $ as an RN. I think these books would bless our family and help keep me at home where I belong!
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We have more debt that you did and are really trying to get it paid off. I’m tired of it hanging over our heads.
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we’re a young family who’s made a few mistakes along the way so we could totally use a money makeover!
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I have been married for 16 years now and instead of things getting easier financially it seems to be getting tougher. I stopped working as a RN in September (after adding our 5th child to the home) and now we are living on one income. It is VERY tough at times….BUT the rewards of being home with my children are fantastic…something you can’t buy. I need to learn how NOT to be anxious and instead have a plan of attack. Financial Peace sounds like a great place to start.
Thanks : )
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I’d love the Total Money Makeover. My fiance’ has a pretty significant amount of debt, and is not a book reader, so I could read it and help coach him through fixing his finances. I’d love to win! Thank you for the chance =)
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Thank you for the chance to win. I love your blog, it is in my google reader!
After hearing all the great stuff about Dave Ramsey I ordered The Total Money Makeover just last week and am waiting for it to come in the mail. I would love to win “Financial Peace” to go along with it!
mindysaid (at) gmail (dot) com
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We need this help so badly — no money, huge debts, and DH’s poor health scares me! I need to get out of debt to protect my family and free us from this enormous and constant strain and worry.
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Love Dave! This is the 3rd or 4th give a way I’ve entered for his books. I need his books because I have not read them yet but I love his financial planning ideas (I listen to his pod cast and used to subscribe to his site). Thanks!
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I am an avoider. We are doing ok right now, and I am working on getting better at dealing with our finances, but it’s scary to start. I have heard SO many good things about Dave Ramsey, and even if I don’t win I plan to take the plunge and invest in his work.
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I just finished reading the Total Money Makeover, but that’s the book I would like? Why you ask? Well, since we’re in baby step #1 and trying to save $1000 fast (which is not going to be easy for us) I can’t afford to buy a copy and give it to my sister. I KNOW she needs this book!
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I have both of these books – I just need the inspiration to actually START living like no one else, so later we can live like no one else. I’ve known about Dave for several years, and it really is a shame that the husband and I haven’t started yet.
What a great giveaway!
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My husband and I are hoping to work at becoming debt free this year and it would be great to have a book to guide us in this process as we are now doing it by the seat of our pants!
Please enter me in your giveaway.
Blessings,
Tammy ~@~
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This would be great for me because I would love to be a sahm or at least cut back working to part time. i think these books could help me do this!!!
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My DH and I are always looking at new ways to enhance our finances. This is the first time we’ve been in debt since we just bought a house, and it’s a little bit intimidating.
Jennifer
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I just checked Financial Peace out of the library this weekend! I’d love to have Total Money Makeover. DH and I are struggling with budgeting…I want to have one and he doesn’t! I’d love to find a financial strategy that we can agree on.
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We are trying to get out of debt & I have been dying to read these books.
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I need Total Money Makeover because we are just starting out and want to make sure we make good financial decisions!! Thanks!
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Oh, boy, DO I need these books. My DH is a 2nd year surgery resident, and during his medical school years we racked up a ton of credit card debt. When our son was born, I stopped teaching to stay home with him – but we’re now in a situation where we’re making minimum payments only, and starting to wonder if I will *sniff, sob* need to go back to work next school year to make ends meet. I want nothing MORE than to be debt free, and staying at home with my little boy!!!
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would love to read either of these! My main reason? Well, I think that the cashiers at Wal-Mart would recommend my winning only because they now anticipate my “OHMYGOSH” face each time they ring up my purchases…..I can’t believe the price of food nowadays – basics! like milk and cheese! egads!
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We don’t need the books because we have them and are working the plan also. We are in week 7 of FPU and have read both of the books before! I am trying everything to be frugal and save money. We are now keeping up with our debt snowball and are amazed how quickly it turns over. Goodness!! I just wanted to say Hello and I am so happy for your family! I can not wait until we can yell also. My kids are counting down the days with us! Have a great week!
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i have never read ramsay’s books although i hear he’s excellent, and i’m always looking for ways to save
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My husband and I have been married for 11 years and still don’t have a financial plan. I don’t think we spend excessively but I realized the wisdom in knowing where your money is going. Thank you.
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We could use this because we have to raise our own support for the field. Therefore we have very little money to spend. Lets stretch that dollar!
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I need the Total Money Makeover! I’ve heard alot about this book and think it would help get me and hubby out of debt.
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We could really use The Total Money Makeover. We’re a family of eight and have recently gotten in over our heads a bit with debt. It’s frustrating, but we want to break free.
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My husband and I are struggling financially due to lots of debt we have incurred over the years. We are a one income family now, and we can’t afford to pay all the debts. I have heard that Dave Ramsey is a good source of how to get on track. We would sure put The Total Money Makeover to good use.
Jennifer
dj3hill98 (at) bellsouth (dot) net
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I am not commenting to enter the contest. I just wanted to say GOOD FOR YOU! We are on our journey to financial peace. The books are awesome and lifechanging! Great giveaway! May God bless you for wanting to bless someone else!
Blessings!
Mrs. Q
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i’m afraid i have nothing new to say. we’re the typical story of a young famliy, with a mortgage, car payment (just 1), school loans and credit card debt. all of which we need to get out from under. we’re working on it, but i really think we could benefit from these books. it would make our life better…but most importantly it would make our children’s lives better.
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Oooh! I don’t want to let anyone know all the bank charges that I’ve payed over the years.
Trying to raise five children on a teacher and freelancer’s salary can be tough.
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